← ExpatPilot🏠 2026 RATES · NHG · KOSTEN KOPER

Rent vs Buy
Calculator

How much can you borrow, what will buying actually cost upfront, and is it cheaper than renting in the long run?

Your income

Your gross annual income (€)

Buying with a partner's income too?

Other monthly debt payments (€, optional — student loan, car lease, etc.)Savings available as down payment (€)

Are you 18–35 and buying your first home?

Affects the 0% starters transfer-tax exemption

Rent vs BuyCalculator